Dudhwa National Park – A Treat for Nature Enthusiasts

Residing in the Lakhimpur and Kheri districts in Uttar Pradesh, the Dudhwa National Park is home to a large number of threatened animal species such as the Rhino and the tiger. This tiger reserve houses two beautiful sanctuaries – the Kishanpur and Katerniaghat Wildlife sanctuaries, where you can spot a large number of birds and animal species. Dudhwa is a magnificent wildlife park which offers its visitors excellent views of its lush greenery and beautiful terrains.

Dudhwa is one of the richest bio-reserves in India; the adjacent Indo-Gangetic plains are credited for the flourishing fauna and flora in this region. This wildlife Park spreads over a vast grassland and dense forest. Over 16 species of reptiles, 38 species of mammals and several species of birds are protected here.

Popular Activities in Dudhwa National Park
• Safaris – The Park offers Safari services for visitors, but you can also explore the place on your own by hiring a jeep or a mini bus.
• Jumbo rides – Elephant rides are a popular attraction at the park; the mahouts will be your tour guide, and they will give you a tour of the park on the majestic animal.
• Tharu Village Visit – Tharu is a small tribal community residing inside the Park. Meeting the tribal village is a great opportunity for outsiders to learn about a unique ethnicity and rich culture.

Best time to visit Dudhwa National Park
December to April is the perfect time to visit the park. Since Northern part of India follows the extreme climate pattern, the summers are going to be boiling, and the winters will be freezing. The park stays open from 15th November-15th June.

How to reach?
• Flight – Lucknow is the closest airport to the Park. You can hop on a taxi from the airport to get to the Park.
• Road – Dudhwa has an excellent road connection most of the major cities and States. There are plenty of State-owned as well as private bus services from neighbouring cities like Bareilly, Delhi, Lakhimpur, Kheri, and Shahjahanpur.
• Train – The nearest railway station to the park is nearly four km away. Other railway stations include Palia which is ten km away and Mailani which is 37kms away from the park.

Where to stay?
Accommodation is not an issue in Dudhwa because visitors have plenty of Dudhwa forest resorts to choose from. Apart from the resorts, you can also find forest lodges, dormitory or forest huts to stay. The Dudhwa forest resorts ensure luxurious comfort so that visitors can experience nature with ease. Camping in Dudhwa National Park is a haven for nature-lovers. If you love wildlife, then you will love the Dudhwa National Park.

7 Things to Know Before Visiting Cusco Peru Tours

Cusco is one of the tourist destinations that many Peruvians choose when to pack up and travel, but there is great uncertainty about whether the budget will reach to know one of the places that houses one of the seven modern wonders like Machu Picchu.

If you are visiting Machu Picchu, in Cusco, for the first time, you will experience some knew things and here are some tips that will improve your whole adventure in strange situations.

Choose the time: You must note that from April to October is the dry season with the cloudless sky. Since November, the clouds and rains that reach their peak in December through March.

Meeting hours: The Cusco Peru tourslasts a whole day. We will move out quickly as we can, to seize the day and avoid the crowds. Another thing you can do is go out in the evening and sleep in AguesClient’s, from there to Machu Picchu the next day morning. You can change Aguesclients’ to Ollantaytambo if you like.

Trekking: Some might want to get walking, but it is not an easy task. You can choose the Inca Trail, Salkantay Trekking to Machu Picchu and Coffee Route. Always accompanied by excellent guides and book your space with several months in advance.

Clothing and accessories: It is advisable to take only what is necessary. Water, a jacket for warmth, sunscreen, hat, insect repellent, and camera. Always have a rain jacket and windbreaker. Machu Picchu is jungle and warm, but the weather changes in minutes, and can rain, cloud and spend a little cold.

Lunch and drinks: It is advisable to get the food in the village of aguesclients before climbing to Machu Picchu. You can also bring your little taper.

You must ask the locals where they eat them, do not go where tourists eat or nearby restaurants to tourist sites, these are commercial, expensive and bad. Explore the markets, eat llama, and enjoy the best experience in a country as lovely as Peru.

About the currency

The currency used in the country is the Peruvian Nuevo Sol (three suns roughly equivalent to one dollar). There are many places where you can change money, for example switched smoothly on the same bus terminal in Tacna. It goes without saying that always look established places to spare potential problems.

Vaccines

You will not need any special vaccinations to enter the country. But keep in mind that if you visit Amazon regions, the Ministry of Health of Peru recommended the yellow fever vaccine. For example, if you go to the city of Iquitos, in full jungle Peru, it is better as a preventive measure you perform the vaccine.

Everything You Need to Know About Small Business Insurance

Starting a small business is a great way to prepare for the future. It is not just about the financial aspect of it, but also the kind of hope and stability that it would be able to provide to the individual or family who does so. Of course, the projection for every business that’s started is that it would eventually become successful, in every aspect that’s imaginable.

Even though every small business that’s been started is going to result in success, it does not always turn out to be so. Or at least, the road to eventual success is not an easy one. That is why having insurance is a must, even for the smallest of businesses. It is the kind of risk protection that everyone and every establishment requires, so that any loss that could possibly occur would be minimized.

However, choosing the right insurance could also be something of a challenge. This is because there are several options available out there, which could make things a bit more daunting. And because of the numerous options that you could possibly encounter, it would be good for you to start comparing various business insurance options right now, or as soon as you could do it.

There are a few basic things that you need to learn about small business insurance – and one of the top things that you have to know is that there are different options that depend on the specific type of business that would get the insurance coverage. There are similarities on the kind of business insurance that small business owners require. It is usually a combination of any of the following: Property Insurance, Commercial Auto Insurance, Liability Insurance, Business Owner’s Package Policy (BOP), and Worker’s Compensation Insurance.

Of those that have been listed down, the most common coverage for small business insurance are Liability and Property Insurance, and there’s definitely some good reason for that. If we suppose that the physical assets of your small business happens to be damaged or even destroyed, for whatever reason, then the small business insurance that got for it would take care of the expenses needed to get it repaired or if anything has to be replaced at all.

In addition to that, every business – be it big or small – is liable to being sued or at least has that threat hanging over it all the time, so it is highly recommended that every small business gets liability insurance as an important part of the small business insurance policy that every business owner would like to have for the business he owns.

Getting a small business insurance policy does not mean that every business owner needs to spend a ton of money for it. There are ways that would help a business owner save costs on the insurance policy, and it would be good for every owner to know about it. Options such as looking around and comparing business insurance quotes from different insurance companies and also considering a package business insurance policy, e.g. a Business Owner’s Policy (BOP) are available for business owners.

Essential Money-Saving Travel Tips for Beginners

Any plans of taking a break after a few months of stressful work? Then, travelling out of town might be a good idea. To ensure that the hard-earned money will go far, here are some of the budget travel tips to keep in mind:

• Call the hotel first before booking it through the Internet. Though it’s convenient to make travel arrangements online, it doesn’t guarantee to give travellers the best possible deals. It’s recommended to call the hotel depending on the expected time of arrival and speak with a supervisor or manager on duty.

Ask if they can offer an affordable package during the stay. Normally, some hotels would give discounts to travellers who prefer rooms that aren’t as coveted as the others. And for those who are celebrating their birthdays or anniversaries, some hotels offer complimentary upgrades for a night.

• Compare prices of airline tickets. People will prefer to purchase tickets online than over the phone because it’s more convenient. However, it’s essential to make a comparison first by calling the airline and check if the ticket price is similar to what is displayed on the Internet. When purchasing tickets, it’s also recommended to consider the extra fees. Once all of this has been made, go for the one that offers a lower rate.

• Book everything alone. Third parties such as travel agents and booking websites offering services to arrange everything seldom work for free. Normally, there’s an equivalent fee that will go to them. Travellers will save more money by booking each and every element separately through contacting their preferred hotel and airline. By doing so, they will also have the option to contact other choices for price comparison.

• Ask for repositioning cruises or flights. Airlines and cruise lines usually reposition their trips from time to time. it’s cheaper than the traditional trips but also offers similar services to customers. One thing to note though, travel time for repositioned trips may take longer than the usual.

• Avoid travelling during peak seasons. As the number of tourists goes up, the travel cost also does. Though visiting a certain country during Christmas time is a perfect idea, travellers can save hundreds of dollars on flights and hotel accommodations if they can wait to visit once the season is over.

• Share a room with a friend. Stay at the hotel is another essential thing to consider on budget when travelling. There are hotels where room rates for a single person is also the same as the cost of rooms for two persons. Instead taking separate rooms for this situation, why not get a room for two? Aside from the saved money, this will also be a good time to spend bonding moments with a friend while on vacation. Forget about the loud snoring during bedtime though.

• Travel like the locals. As tourists, riding glitzy air-conditioned buses with movies on-board is a convenient option but often comes with a hefty price. Doing this might take away the money that should be spent on exploring other places around the area.

Travelling should not be expensive. All it takes is just the right preparation, timing and budgeting. By keeping all these budget travel tips in mind, everyone can have a wonderful vacation without shedding out too much money from their pockets.

Small Business Insurance Quotes Information

Protection from unforeseen accidents or problems encourages small businesses to get insurance coverage. Whether you’ve been in business for years or you’re just starting a new company, you need small business insurance. There are many types of different corporate insurance, such as car insurance or umbrella insurance, and you won’t know what you need until you start doing more research. Now, how do you find the best insurance for you at an affordable cost?

Almost every insurance agency has small business insurance quotes available. Business insurance is just another part of what insurance companies offer. When you are looking for small company insurance quotes, no one will make fun of you because it’s a typical need for companies.

The Best Small Business Insurance Quotes

What are the steps in finding great small corporate insurance? There are a few ways you can obtain this information, but most ways require much work on your part. The first recommended step, and what might seem basic, is simple phone calls. Calling different insurance companies and requesting small business insurance quotes might seem like a tedious and daunting task, but when it comes down to what you need your insurance to cover, it’s totally worth the time you put in to it. Before you make your calls, write down a few questions to ask your agent. These agents are prepared to answer any number of company insurance questions, as they deal with clients just like you all day long. Another tip when making phone calls is to ask them if they can give you questions that other small business customers have, that way you can be more prepared when you call the next agency.

The second way to get more information on small business insurance quotes is to browse websites on the internet. The internet is large enough and vast enough that there are thousands of pages of content just waiting to be read. In order to find what you’re looking for, you need to be able to type in specific keywords into Google’s search bar, such as “small business insurance quotes.” These types of keywords will help you find what you’re looking for in an insurance company. Most business insurance agencies these days allow their visitors to enter in a few bits of information about what they’re looking for and an agent will get back to their form inquiry within a short amount of time.

Collecting Your Small Business Insurance Quotes Data

After many hours of research and you have what might seem to you enough information to fill a dictionary, you are going to want to start analyzing what companies offer what you’re looking for. This will take hours on end, especially if the companies you spoke with or contacted have similar benefits. One of the first things you’re going to want to consider is the insurance price. The lower amount that you have to pay each month is probably the one you’re going to want to accept, unless that company doesn’t offer what you’re in need of with insurance benefits. The second aspect you’re going to need to consider is coverage. As long as you get insurance that’s affordable and covers a wide range of things, you’re on your way to finding the best small business insurance for you.

Starting a Small Business – Insurance Tips

Your Company and those like it is the anchor of this country. Almost all people assume large companies create most of the revenue the United States produces, although they just don’t understand in total Small Businesses hire a lot more people and produce even more income compared to those large companies. When you start your own business there are lots of elements you’ll want to consider within your business strategy plan. An Insurance policy mitigates your risk, small business insurance is just about the most important factors within your strategic business plan. When looking in to Business insurance packages, there are many kinds of insurance you’ll want to check into and now we can look at the various insurance policies. While we will look at insurance coverage’s that are based upon many types of businesses, you might want to speak with an experienced insurance agent with regards to your businesses requirements.

Commercial General Liability

This is the first protection you will want to take into consideration because it is on the list of needed insurance policies it is possible to acquire. The following insurance policy coverage that defends your company for both bodily injury and property damage claims. This means that this protects your company for accidents that your fault, and insures your company for scenarios when an individual or property is broken and / or wounded. Every business enterprise will need to have this particular coverage because this will handle many types of claim instances. This particular policy defends your business for libel and slander as well as slip and fall incidents. This type of coverage does insure you for several claim circumstances, it doesn’t cover them all. The types of insurance not covered under your standard liability policy are; Liquor Liability, Assault & Battery, Commercial Property, Workers Compensation, Professional Liability or Business Auto. The coverage limits for this type of insurance policy goes up to one certain limit and for a limit on top of it, you will need an Excess Insurance Policy. An Umbrella Policy may also go over your Auto Liability as well as your Workers Comp coverage increasing those limits of liability. When deciding just how much Liability Insurance you must consider what amount you have to lose.

Small Business Property Insurance

Now you have a policy coverage which can protect you for both the building you own as well as the property inside of it. Generally, the following coverage plan covers the Building and/or contents for many kinds of incidents such as fire. This coverage doesn’t insure property that leaves the premises, for that you’d need an Inland Marine insurance. An Inland Marine policy can cover small equipment to large construction tools or all kinds of other kinds of Property that would be removed from the businesses premises.

Small Business Auto Insurance

This coverage is auto insurance for your business autos. Typically a small business requires increased coverage limits of auto insurance compared to your own personal auto policy. Your small business auto policy would have increased limits of liability coverage, but the insurance coverage’s are relative. Your typically looking at liability insurance coverage along with the following; Medical Payments, Uninsured Motorists coverage, Comprehensive, Collision, Towing & Rental Coverage. If you ever rent an auto or your have a staff member drive their own personal automotive on an errand, you need to have Hired & Non Owned Auto Liability. Whenever your LLC or Corporation owns the vehicle, then you should make sure the autos are insured on a Commercial Auto Insurance policy.

Workers Compensation

This particular insurance coverage, also known as Employers Liability, would be the coverage which protects the employees and can pay for claims in which any employee was hurt on the job. Yet again, yet another critical coverage considering that Medical Treatment is incredibly costly. Without having insurance you’re self insuring and you will be liable for just about any healthcare expenses or law suit. This coverage does not cover discrimination or sexual harassment claims for that you’d will need an Employment Practices Liability Insurance.

Small Business Insurance Quotes – What You Need to Know

Every business, whether large or small, needs to have insurance coverage to help protect their assets. Small business insurance is very important to have in any case. From umbrella insurance to vehicle insurance, the right coverage to suit your business’ needs is available. However, now the question becomes: How do you find the right insurance for the best rates?

These types of business quotes are available from just about any insurance agency that offers such coverage. Quotes for insurance are just a standard part of their everyday workload. So, whenever you do ask for a small business insurance quote, no one will be unsuspecting.

Finding the Right Business Quotes for Insurance

So, how do you find small business insurance quotes? Actually, there are a variety of different ways that you can go about obtaining quotes for insurance for your business.

1. Make phone calls. Making phone calls in order to obtain insurance quotes has been the primary way to obtain the quotes for many years. It can take quite a bit of time in order to search through the hundreds of insurance agencies that may be in your local area, depending upon how many small business insurance quotes that you want to obtain. In this case, there may be many times when you will have to wait a day or more in order to receive the quote that you have asked for.

2. Search the Internet. On the Internet, a lot of times you can find websites that will help to guide you through the process of finding small business insurance quotes. Just tell the website your information and the type of insurance that you are looking for and they will get the quotes for you. Isn’t that great? This way has proven to be the fastest growing way to obtain a variety of different small business insurance quotes in the least amount of time. Many consumers are changing their methods.

What to Do When You Get the Quotes

Once you have received all of the quotes back from the insurance agencies that you are interested in doing business with, it will require a little time on your behalf to make an informed decision before purchasing the insurance.

1. Price: Of course, the price is the biggest determining factor for which insurance agency you will decide to go with. The price that the insurance agency offers you on your small business insurance quote is probably the best price that they could get you.

2. Amount of coverage: Make sure to compare the amounts of coverage of the small business insurance quote states. You will want to make sure that between the different insurance agencies that they have quoted you for the right coverage, the coverage amounts are comparable. Mistakes can happen, and unfortunately, this could be bad for your business. Just make sure that the quote is for what you asked for and in the right amounts.

In the end, after you get the small business insurance quotes and you have looked over them, you will be able to find the right insurance agency to do business with.